2026 FHA, VA, and Conventional Loan Limits Increased for CalTAP & TAPUSA Borrowers

Exciting News: Higher Loan Limits for CalTAP & TAPUSA in 2026!

Secure Choice Lending is now accepting applications up to the new 2026 conforming loan limit of $832,750 for a single-family home—an increase of $26,250 over 2025 limits. This means you can qualify for more financing and greater buying power through both the CalTAP and TAPUSA programs!

High Balance Loan Limits in California

Select high-cost California counties—including Alameda, Contra Costa, Los Angeles, Marin, Napa, Orange, San Benito, San Francisco, San Mateo, Santa Clara, and Santa Cruz—now offer increased high-balance conforming loans up to $1,249,125 (up $39,376 from 2025). Other states and counties have floor and ceiling limits set between these ranges, ensuring broad nationwide eligibility.

Nationwide Loan Limits for CalTAP & TAPUSA

1. Updated limits apply to FHA, VA, and Conventional loans in all fifty states.
2. Access higher loan amounts with lower down payments and competitive rates.
3. Check your specific loan limits instantly for any state or county using our Secure Quote tool.

Have Questions or Ready to Apply?

Use our Secure Quote to check loan limits in your state and county and take advantage of the exclusive benefits with the CalTAP and TAPUSA home loan programs.